New Jersey First Time Home Buyer Senior Loan Officer, Al Allman

Mortgage Services for First Time Home Buyers

In addition to the New Jersey First Time Home Buyer program, I am familiar with and glad to answer questions concerning almost any type of residential and small commercial mortgage financing, to include purchase and refinancing mortgages.

Some of these products include fixed rate, adjustable rate, interest only, equity loans, second mortgages and "piggyback" second mortgages; financing for primary residences of one to four living units, second homes, investment properties, both owner and non-owner occupied properties, and small commercial properties.

As a veteran, I can help other veterans understand how to finance the purchase of a primary residence of up to four living units utilizing a VA guaranteed loan.

I can also show you how utilizing a "piggyback" second mortgage can eliminate the need for a loan requiring Private Mortgage Insurance, resulting in an overall lower monthly payment.

There are loans available to purchase or refinance properties for those of you with less than perfect credit, commonly referred to as "Sub Prime" lending. Other programs include the FNMA's "My Community" program, which can enable you to purchase with only $500 investment, and the FHA 203 (K) and FNMA "Homestyle" programs, which enable you to purchase or refinance properties in need of minimal to substantial rehabilitation or modernization. Please give me a call or click here to send me an email so I can help you find the mortgage that’s right for you.

1-888-4ALALLMAN

NJ First Time Home BuyersNew Jersey Home LoansFirst Home in the State of New JerseyWoodstown-Pilesgrove Business Association

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